Estate Planning

Aqua Financial Estate Planning

Estate Planning is about keeping what you’ve worked at your entire life. It can be a complicated process. We take the time to understand how much you will leave to your beneficiaries and help you structure and organize your affairs to minimize tax and maximize the size of your estate. 

One of the most important aspects is focusing on your legacy and what you would like to leave to your family or charitable organizations. In some cases, your business may form part of your estate, we utilize proven strategies to help you with business succesion planning.

Estate Planning Questions to Consider:

    • How can I transfer my property to my children?

    • Estate Equalization- how do I make sure all my children are treated fairly? 

    • Do I want to keep my business in tact? 

    • What I pass on to my beneficiaries- is it liquid?

    • What’s my final tax bill?

    • What government benefits are available? 

    • Are there any tax credits I can utilize? 

    • What’s my legacy?

Aqua Financial Estate Planning Process

Initial Meeting

During our first meeting, we will ensure that we will get to know more of each other. We will definitely make you feel very comfortable through listening carefully about your situation and personal goals.

Financial Plan

Once we have established your financial goals, we put together a well-detailed financial plan developed specifically for you in order to help you meet your desired goals and provide financial peace of mind.

Staying on Track

We regulary review the plan to ensure we are on track and make adjustments if necessary. Life changes, plans can also change so we adjust so that we can stil meet your financial goals.

Our retirement plans can ensure a peace of mind throughout your retirement years because we can provide you a well-suitable and crafted plan.

In order to ensure that your estate will continue to last its legacy, it is very important for you to have a well-developed estate plan. The tax savings, and the financial impact from a well-developed plan can have a lasting impact on your legacy.

Our unique developed strategies are formulated by incorporating our knowledge in Lending Investments, Insurance, Tax and Trust. Using our services will greatly minimize your tax and help you accumulate your wealth.

Aqua Financial can help you develop a proper protection for you insurance needs with a well-tailored plan in order to fulfill your current and future financial needs. As independent advisors, we have access to over 20 life and health insurance companies in Canada, therefore choosing the solution that best fits your needs. We have also implemented strategies that fulfill unique estate needs.